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This publication contains the opinions and ideas of its contributor and is designed to provide useful advice to the reader on the subject matter covered. The strategies in this website may not suitable for every individual, and are not guaranteed or warranted to produce any particular result. Any reference to any product or service does not constitute or imply an endorsement or recommendation. The Author and all other contributors accept no responsibility for any consequential actions taken, whether monetary, legal or otherwise, by any and all readers of the material provided. It is reader’s sole responsibility to seek professional advice before taking any action on their part.

While every effort has been made by the contributor to present accurate and up to date information within this document, it is apparent technologies rapidly change. Therefore, the contributor reserve the right to update the contents and information provided herein as these changes progress. The author takes no responsibility for any errors or omissions if such discrepancies exist within this document.